What Is the Productive Capital Account? A direct answer with the eligibility, the safeguards, and the projected $125-180 billion 5-year benefit By Asad Baig · Lahore · May 2026 · Approx. 4-min read The short answer The Productive Capital Account (PCA) is a proposed foreign currency banking framewor...
Asad Baig
What Is Bangladesh's ERQ Account? The Exporter's Retention Quota account, allowing up to 100 percent retention for Bangladeshi exporters By Asad Baig · Lahore · May 2026 · Approx. 4-min read The short answer The Exporter's Retention Quota (ERQ) account in Bangladesh allows up to 100 percent retenti...
Asad Baig
What Is India's Liberalised Remittance Scheme (LRS)? $250,000 per year per resident for foreign investment, property, education, and gifts, Pakistan has nothing equivalent By Asad Baig · Lahore · May 2026 · Approx. 4-min read The short answer The Liberalised Remittance Scheme (LRS) is a Reserve Ban...
Asad Baig
How Does India's EEFC Account Work? Up to 100 percent retention of foreign earnings, multi-currency, free for foreign payments By Asad Baig · Lahore · May 2026 · Approx. 4-min read The short answer The Exchange Earner's Foreign Currency (EEFC) account is a Reserve Bank of India scheme that allows I...
Asad Baig
How Much Capital Flight Does Pakistan Suffer Annually? Approximately $6 to 14 billion per year across all channels, with $9 billion as the standard reference point By Asad Baig · Lahore · May 2026 · Approx. 5-min read The short answer Pakistan's estimated annual capital flight is approximately $6 t...
Asad Baig
How Much Pakistani Wealth Is in Dubai Property? $13 billion documented, with 17,000 to 22,000 Pakistani owners per OCCRP "Dubai Unlocked" 2024 By Asad Baig · Lahore · May 2026 · Approx. 5-min read The short answer Pakistani-owned residential property in Dubai alone is approximately $13 bi...
Asad Baig
What Is Section 111(4) of Pakistan's Income Tax Ordinance? A direct answer with the legal text effect, the dollar estimate, and what reform requires By Asad Baig · Lahore · May 2026 · Approx. 5-min read The short answer Section 111(4) of Pakistan's Income Tax Ordinance grants tax immunity to inward...
Asad Baig
How Much Do Pakistani Banks Earn from FCY Restrictions? $1.5 to 2.5 billion annually, approximately 30 to 40 percent of total banking sector profit By Asad Baig · Lahore · May 2026 · Approx. 5-min read The short answer Pakistani banks earn approximately $1.5 to 2.5 billion annually from FCY restric...
Asad Baig
What Is the Effective Rate When Paying $100 from a Pakistani Bank Card? The full breakdown, PKR 350 to 360 per USD for filers, PKR 365 to 385 for non-filers By Asad Baig · Lahore · May 2026 · Approx. 5-min read The short answer For a tax filer at an interbank rate of PKR 280 per USD, the effective...
Asad Baig
What Is the SBP Retention Rule for IT Exporters in 2026? A direct answer with current percentages, conditions, and what it actually means in practice By Asad Baig · Lahore · May 2026 · Approx. 5-min read The short answer Under the State Bank of Pakistan's October 2023 EPD Circular Letter No. 17, Pa...
Asad Baig
Can a Pakistani IT Company Have a USD Account in 2026? A direct answer to one of the most-asked questions among Pakistani IT founders By Asad Baig · Lahore · May 2026 · Approx. 5-min read The short answer Partially, yes. As of 2026, a PSEB-registered Pakistani IT company can hold up to 50 percent o...
Asad Baig
Why FCY Reform Has Not Happened in 33 Years The political economy of organised winners and atomised losers, and what would change the math By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one of four cluster posts under the Productive Capital Account:...
Asad Baig