$12.426 billion across 917,400 accounts in over 175 countries as of March 2026
By Asad Baig · Lahore · May 2026 · Approx. 4-min read
The short answer
The Roshan Digital Account has accumulated $12.426 billion in cumulative inflows since its September 2020 launch, across 917,400 accounts opened in over 175 countries, as of March 2026. Recent monthly inflows are $200 to 260 million. Average annual inflow is approximately $2 billion. Net repatriable balance is approximately $2 billion. The product survived the January 2023 near-default crisis when Pakistan's reserves dropped below $3 billion without freezes, restrictions, or panic events. The RDA is Pakistan's most successful FCY product since the 1998 freeze.
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RDA performance by the numbers
Rda, Key Numbers (march 2026 Sbp Figures)
Cumulative inflows since launch | $12.426 billion |
|---|---|
Total accounts opened | 917,400 |
Countries available in | 175+ |
Net repatriable balance | ~$2 billion |
Monthly inflows (recent) | $200-260 million |
Average annual inflow | ~$2 billion |
USD interest rate offered | 4-5% |
These are verified figures from the State Bank of Pakistan's RDA performance reports.
Frequently asked questions
How much money has the Roshan Digital Account accumulated since launch? $12.426 billion in cumulative inflows since the September 2020 launch, as of March 2026. The figure is verified from State Bank of Pakistan reports.
How many Roshan Digital Accounts have been opened? 917,400 total accounts as of March 2026, in over 175 countries.
What are recent RDA monthly inflows? $200 to 260 million per month as of recent SBP reporting. Annual inflows average approximately $2 billion.
What is the RDA net repatriable balance? Approximately $2 billion as of March 2026. This is the portion that account holders could repatriate immediately if they chose to.
Did the RDA survive the January 2023 crisis? Yes. Despite Pakistan's reserves dropping below $3 billion in January 2023 and import cover falling to less than three weeks, RDA accounts were never frozen, repatriations continued normally, no new restrictions were imposed, and the government publicly committed to honour obligations.
What interest does the RDA pay on USD? 4 to 5 percent on USD deposits through Naya Pakistan Certificates and similar products. This is competitive with global USD savings rates and a key driver of RDA's success.
Is the RDA the most successful Pakistani FCY product? Yes, since the 1998 freeze. The RDA is Pakistan's most successful FCY product in terms of accumulated balance, account count, geographical reach, and crisis resilience.
Sources
State Bank of Pakistan, Roshan Digital Account performance data (March 2026 figures)
SBP press releases and quarterly reports on RDA
World Bank Pakistan Country Update 2025
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