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Why FCY Reform Has Not Happened in 33 Years The political economy of organised winners and atomised losers, and what would change the math By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one of four cluster posts under the Productive Capital Account:...
Asad Baig
Pakistan Reserves 5-Year Outlook Under PCA Reform Projected indicators in 2031 if the Productive Capital Account framework is adopted By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one of four cluster posts under the Productive Capital Account: a ref...
Asad Baig
The Five FATF-Compliant Safeguards of the Productive Capital Account Why the PCA design exceeds international anti-money-laundering standards while delivering productive-class banking access By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one of four...
Asad Baig
PCA Eligibility, Caps, and Mechanics Explained Who can hold a Productive Capital Account, what limits apply, and how the operational framework works By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one of four cluster posts under the Productive Capital...
Asad Baig
Bangladesh and Pakistan: Two Neighbours, Two FCY Outcomes How a country with comparable constraints built a substantially better foreign currency framework By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one of four cluster posts under what India, Sin...
Asad Baig
Singapore, UAE and Malaysia: Three FCY Models Pakistan Has Refused to Adopt How three financial centres run productive-class banking under FATF compliance By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one of four cluster posts under what India, Sing...
Asad BaigAdvertisement
India's Liberalised Foreign Currency Framework Explained RFC, EEFC, LRS, and the architecture that runs alongside India's IMF programmes By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one of four cluster posts under what India, Singapore, UAE, Malays...
Asad Baig
The $100 to 150 Billion Offshore Wealth Reality What is documented, what is estimated, and why Pakistani offshore wealth is roughly equal to the entire external debt By Asad Baig · Lahore · May 2026 · Approx. 10-min read What this cluster post is part of This is one of four cluster posts under how...
Asad Baig
Section 111(4) of Pakistan's Income Tax Ordinance: The Whitewashing Mechanism How a single tax code provision protects approximately $3.8 billion a year in domestically generated black money laundering By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is o...
Asad Baig
ESFCA Explained: Why 50 Percent Retention Is Bookkeeping, Not Banking What the Exporters Special Foreign Currency Account actually is, and why "retention" without cash withdrawal is theatre By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one...
Asad Baig
Why Your Pakistani Bank Card Charges 25 to 40 Percent on Facebook Ads The full breakdown of stacked charges that turn $100 into PKR 35,000 to 38,500 By Asad Baig · Lahore · May 2026 · Approx. 9-min read What this cluster post is part of This is one of four cluster posts under how Pakistan's FCY sys...
Asad Baig
The Roshan Digital Account Explained: Why It Worked When Other Reforms Failed How a single 2020 product accumulated $12.426 billion across 917,400 accounts and survived the 2023 near-default crisis By Asad Baig · Lahore · May 2026 · Approx. 10-min read What this cluster post is part of This is one...
Asad Baig
